Welcome to the November edition of the International Longevity Centre – UK newsletter. We've had a very busy few months launching reports on social exclusion and digital exclusion. We also recently published our report of the Retirement Income Summit and a policy brief on European pensions.
We've also published a new learning resource pack to help deliver end of life care for residents in extra care housing. And we have published our written submission to the House of Lords Inquiry on Demographic Change and Public Services.
‘Is Social Exclusion still important for Older People?’
This report, supported by Age UK, highlights a steep rise in the number of people aged 50 plus being socially excluded from decent housing, public transport and local amenities. It also highlights continuing financial exclusion and reveals that almost ten per cent of older people do not have a current account. The report, by Dr Dylan Kneale, was launched on the 19th September.
Nudge or Compel? Can behavioural economics tackle the digital exclusion of older people?
This report highlights that over 7.5 million adults have never used the internet. The majority of non-users are older, have disabilities or are in the lowest social classes. It highlights new analysis of data from the English Longitudinal Study of Ageing (ELSA) on the behavioural traits which accompany internet usage among older people. The report, which was kindly supported by Nominet Trust, was launched on the 29th November.
“Advice for all”
With the introduction of the retail distribution review (RDR) fast approaching, we published “Advice for all”, a new report which sets out practical solutions to address the advice gap post RDR. The report, supported by Aviva and Partnership, argues that greater transparency in the annuities industry, better targeted information for consumers and a greater role for technology could play a significant part in mitigating any negative impact of new rules which change the way people pay for financial advice.
Boosting Retirement Saving Across Europe
Following a private policy debate in Brussels on the 18th June, hosted by the European Economic and Social Committee (EESC), and supported by Prudential, this policy brief looks at pensions reform throughout Europe, focusing on the process of reform, the underlying causes, and the determinants of success.
'The Impact of Demographic Change on Public Services’
ILC-UK has published our written evidence submitted to the new House of Lords Committee on Public Service and Demographic Change. In our response, we argue that our society should seek to become “age neutral”; that older citizens have a responsibility to remain in the labour market longer, where possible, to enable skills retention and minimise the fiscal burdens on taxpayers; and that government should invest in health prevention.
Launch of new end of life care learning resource pack for residents of extra care housing
A new learning resource pack to help deliver end of life care for residents of extra care housing was launched at the end of September. The pack is to help those working in extra care housing to plan and deliver care and housing support for residents nearing the end of life, and covers all stages from having initial conversations to supporting families after death.
On the 29 November 2012, ILC-UK launched a new report, ‘Nudge or Compel? Can behavioural economics tackle the digital exclusion of older people?', at an afternoon event hosted by the Communications Consumer Panel, and supported by Nominet Trust.
The presentation slides and agenda from the event can be veiwed here.
Following a very popular and over-subscribed event in October, ILC-UK will be holding a follow-up event in Edinburgh on the 'Cost of our ageing Society' on the 20th February 2013. Once again, this event will be kindly sponsored by Milliman. Invitations will be sent out soon.
ILC-UK have continued to explore the economic impact of our ageing society since the last newsletter. In one blog we argued that Increasing the State Pension Age won’t increase the average retirement age. In another, we presented the latest pensions analysis emerging from the new wave of the English Longitudinal Study of Ageing (Some good news on pensions?). As usual, we live blogged our event on 16th October on “The cost of our ageing society”. Of course, older people are consumers as well as recipients of benefits. In our blog on a new Experian report we consider whether town centres fail the older consumer.
As part of our contribution to the work of the “Select Committee on Public Service and Demographic Change”, we have argued that we need to rethink age and move towards an age neutral approach. In a blog, we talk about the Committee’s first enquiry session which focussed on what we know about longevity. Following media controversy at a later session of the committee, ILC-UK have developed our ideas on what we should contribute in retirement (What should older people contribute in retirement?). In a slightly different vein, we have also considered new research on older peoples contribution as charitable donors (Intergenerational Giving Crisis).
In a recent blog, we welcomed Nick Clegg’s plans for flexible working to encourage workforce participation in later life.
ILC-UK has a strong expertise in housing and have penned our thoughts this month on the relationship between the housing crisis and delayed adulthood. Ilona Haslewood of JRF has contributed a guest blog which explores the need to know how those who are considering retirement housing might receive help with their costs.
And finally, ahead of the launch of our own report on whether we can nudge older people online, Emma Solomon of Digital Unite has blogged on the issue of tackling digital exclusion.
Support Active Ageing through Immunisation (SAATI)
The Support Active Ageing through Immunisation (SAATI) working group, comprised of healthcare advocates and professionals, was established in late 2011, with the aim of promoting the development of improved adult immunisation strategies and policies across Europe. Through the engagement of stakeholders and policy makers, SAATI seeks to play a leading role in promoting pro-active discussions at the European level as to the value of an adult immunisation schedule.
For further information regarding this project, please contact David Sinclair (firstname.lastname@example.org) or Trinley Walker (email@example.com)
ILC-UK are recruiting a Trustee with a legal background, and a Treasurer to join their Board of Trustees in the new year. The ILC-UK Board of Trustees meets 3-4 times a year. For more information and to apply for one of the posts, click on the below links:
ILC-Uk Trustee with legal background
ILC-UK out and about
Since the last newsletter, ILC-UK have been out and about across the UK and beyond.
In September, Baroness Sally Greengross participated in the World Economic Forum Steering Group in Geneva, and gave a keynote speech at the Active Ageing Conference in Barcelona. She spoke at an Equality and Human Rights Commission event for local authorities on human rights in home care in October, along with speaking at the Westminster Business Cluster event. She also gave a London School of Economics talk on ageing and human rights. On the 16th October, Baroness Greengross gave oral evidence to the House of Lords Inquiry on Demographic Change and Public Services. Noreen Siba, Managing Director of the ILC-UK, attended and chaired the UNECE Ministerial Conference on Ageing “Ensuring a society for all ages: promoting quality of life and active ageing” in Vienna on the 20th September. David Sinclair has spoken on social exclusion at the Foundations conference in October. He also spoke at an event in Dublin on adult immunisation. Dr Dylan Kneale spoke at the launch of our work on Social Exclusion and Older People on September 20th. He also spoke about the ILC-UK's work on Housing and Older People in a seminar on Lifetime Homes in London on October 19th. Jessica Watson presented Sally-Marie Bamford's paper at the autumn conference of the Dementia Service Information and Development Centre in Dublin on the 22nd November.
Recent ILC-UK publications have received a great deal of media attention. For example:
‘Is Social Exclusion still important for Older People?’ led to radio interviews with BBC Northampton, BBC Cambridge, BBC Somerset, BBC Stoke, BBC Devon, West Midlands, BBC Tees, Radio Derby, BBC Merseyside and BBC Berkshire; and press coverage in Carehome.co.uk, Blottr, moneyfacts.co.uk, and The Independent to name but a few.
Following the launch of 'Nudge or Compel. Can behavioural economics tackle the digital exclusion of older people?', Baroness Sally Greengross was interviewed on BBC Radio 4's Today Programme on Thursday 29th November. The interview begins at 1:23:27 into the programme. We also received coverage in The Telegraph.
‘Boosting Retirement Savings Across Europe’ was mentioned in the Centre for Ageing Research and development in Ireland update, and the Social Policy Digest of Cambridge Journals.
“Advice for all” received mention in The Economic Voice, FT Adviser, IFAonline.co.uk, Banking Times, MoneyMarketing, amongst others.
Working with ILC-UK
2013 ILC-UK events calendar
We are currently planning our 2013 events calendar. We hold approximately 20 events per year, from dinner and lunch debates to conferences for up to 150 delegates. If you are interested in working with us on a project or event in 2013, please email firstname.lastname@example.org.
The ILC-UK Partnership Programme
The ILC-UK Partnership Programme is a unique opportunity for the corporate sector to benefit directly from the work-streams, research and policy networks of the only UK think-tank dedicated to addressing longevity, ageing and population change. For more information, and to view a list of our current Partners, click here.
If you are interested in becoming an ILC-UK Partner, please contact the ILC-UK Managing Director, Noreen Siba, at email@example.com.
Date :04 December 2012
97% of the fall in annuity rates down to increased longevity and low investment returns
Many lifetime annuities offer fair value for money according to new research by Jonquil Lowe of the True Potential Centre for the Public Understanding of Finance at The Open University Business School.
Date :25 July 2014
Future generations of pensioners face a bleak future unless Government addresses the long term challenges of working age poverty, argues the International Longevity Centre – UK (ILC-UK).
Date :17 July 2014
A Provocation launched today explores potential savings to the state if we were able to intervene successfully on the risk factors that cause dementia- these include physical activity, smoking, obesity and depression.
Date :14 July 2014
Responding to today’s Fiscal Sustainability Report, Baroness Sally Greengross, Chief Executive of the International Longevity Centre - UK (ILC-UK) said:
Date :10 July 2014
A report launched today presents new data to show not only the predicted growth in the number of people with hearing loss, which is set to account for almost 20% of the total population by 2031, but also highlights a £25 billion loss to the UK economy in potential economic output.
Date :07 July 2014
Local and national policy-makers are failing to ensure that our communities meet the needs of all ages according to a new report, Community Matters. Making our Communities Ready for Ageing.
Date :03 July 2014