From all of us at ILC-UK, thank you for all of your support over the past year.

Without the ongoing commitment of stakeholders from Government, business, academia and civil society we would be

Press Release

Embargoed Friday 24th November 2017 00.01

Older people spending more time in ill health as health inequalities increase

Older people are spending an increasing number of

This year's Future of Ageing Conference will play host to 10 different panel debates covering everything from automating care, ageism, innovation in housing and the end of life.

Eventbrite - The Future of Ageing Conference 2017:  Transforming Tomorrow Today


Press Release

For Immediate Release, Thursday, 22nd December

Think tank finds that if between 2000 and 2015 the money that was used to plug private defined benefit pension deficits had

Economic Insight by the International Longevity Centre – UK (ILC-UK), published following the Autumn Statement, paints a bleak picture for future pensioners. ILC-UK analysis reveals that:



nce our August update, we have launched four new reports, including an analysis of future care sector workforce shortages in the context of Brexit, and a review of financial capability

he Rt Hon. Stephen Dorrell, Chair of the NHS Confederation and former Secretary of State for Health and former Chair of the Health Select Committee, and Dwayne Johnson, Director of Adult Social

For Immediate Release

In an increasingly complex financial world, responsibility for financial decision-making is progressively being shifted onto the individual. Yet a new report, published by

Since our June update, we have launched five new reports, including a landmark publication on the future of the UK welfare state; a report on the economic benefits of migration; and our annual

ILC-UK analysis highlights progress made over past decade but find that

  • median contribution rates are falling and a growing proportion of us have no savings
  • the average time spent in

Responding to the latest Aviva Working Lives report, David Sinclair, Director, International Longevity Centre – UK (ILC-UK), said:

Ten years on from final Pension Commission report, we see

ILC-UK publishes new analysis to feed into FCA and HM Treasury Financial Advice Market Review

Ensuring policy and practice raises confidence in the provision of advice is key to increasing

The International Longevity Centre – UK (ILC-UK) is organising its first major all day conference on The Future of Ageing, on Tuesday 24th November 2015 in London.

Confirmed speakers

On the 24th November 2015, ILC-UK will be holding a day conference on ‘The Future of Ageing’. We will paint a picture of the future of ageing and explore the challenges and

  • hink tank urges continued focus on preventing ill health as research highlights that ill health and inactivity is not inevitable.
  • A
  • ge UK announce plans for annual “Greengross Lecture&

1.4 million older people face inadequate retirement incomes after pension freedoms day

  • 1.1 million people face inadequate incomes even if they choose to annuitise.
  • But this could rise to 1.
  • urrent policy not enough to secure adequate retirement incomes for many. 
  • R
  • etirement planning difficult due to constant policy changes.
  • U
  • ncertainty is compounded by twin threat of
  • in 10 people with DC pots aged over 55 would prefer pension to deliver guaranteed income for life.
  • H
  • alf want a guaranteed income that is protected against inflation
  • Y
  • et 3 in 5 people

97% of the fall in annuity rates down to increased longevity and low investment returns

Many lifetime annuities offer fair value for money according to new research by Jonquil Lowe of the True

Future generations of pensioners face a bleak future unless Government addresses the long term challenges of working age poverty, argues the International Longevity Centre – UK (ILC-UK).

One million pension savers face significant risks as a consequence of the new pension freedoms to be introduced in 2015 argues a new report. “Freedom and Choice in Pensions: Risks and

The Government should create a state-run “Equity Bank” to help low income older people generate extra income from their property argues a new report. “The UK Equity Bank”

LC-UK are currently planning our activities at the 2014 Political Party Conferences. We hope to run a series of events on topics as diverse as pensions, health, employment, care and communities

Responding to new ONS data on Health Inequalities published today, Ben Franklin, Senior Research Fellow at the International Longevity Centre - UK (ILC-UK) said:

“This data reveals that

A new report from ILC-UK argues that increasing the state pension age without taking into account the 18 year difference in healthy life expectancy across the UK, risks disadvantaging groups of

Baroness Greengross said:

“Our society is in denial of the inevitability of ageing. We have put off the difficult decisions for far too long.

The Public Service and Demographic Change

Today the International Longevity Centre-UK (ILC-UK) launches a pioneering snapshot of the life of older women in the UK and highlights how older women are still suffering from the legacy of a

Responding to Aviva’s second Working Lives report, David Sinclair, Assistant Director of Policy and Communications at ILC-UK said:

“'Putting off’ retirement planning places

With around 50 days to the introduction of the retail distribution review (RDR), the International Longevity Centre-UK (ILC-UK) has today published “Advice for all”, a new report which

Government should support the creation of new financial services products to better incentivise saving

The Government must develop a financial citizenship approach to long term saving argues the

Cross party politicians and industry urge government action on retirement income

The impending regulatory environment for financial advice (RDR) may result in an ‘advice gap’ where

Mark Hoban MP – Financial Secretary to the Treasury
Steve Webb MP – Minister for Pensions, DWP
Lord Adair Turner – FSA

29th February 2012

Urgent call for a &


Ignorance of pensions is preventing extended working lives, ILC-UK survey reveals

It is too often assumed that retirement is a one-off event, rather than a process. Yet there is

oung people and pensions: a savings culture is urgently needed, argues International Longevity Centre – UK


lsquo;Putting off’ retirement planning is placing young people at risk


Responding to news stories that the Government intends to reduce Pension Tax Relief, David Sinclair, Head of Policy and Research at the International Longevity Centre – UK, said:



In light of proposals to increase the State Pension Age faster than currently planned, and the likely abolition the Default Retirement Age, a new discussion paper by the International


The Minister was taking part in a debate organised jointly by the International Longevity Centre-UK and the Actuarial Profession entitled Pensions reform after the election: how the


New statistics on private pension contributions, published last week by the Office of National Statistics reveal that contributions to private pensions have gone into reverse (2008) after


Responding to ‘Pension Trends - Inequalities and poverty in retirement’, and the ’An Anatomy of Economic Inequality in the UK: Report of the National Equality Panel’


This new report examines 30 countries and regions and finds stark intergenerational savings gaps around the world.

This new research report finds that those who received financial advice in the 2001-2007 period had accumulated significantly more liquid financial assets and pension wealth than their unadvised

This report explores the scale of the defined benefit pensions' crisis, outlines its implications for firms and employees and considers possible solutions.

In the latest ILC-UK Economic Insight paper, we analyse what the 2016 Autumn Statement means for savings and conclude with a short discussion about UK savings policy.

The Ready for Ageing Alliance assess the Government's response to our rapidly ageing society and finds the UK is still not ready.

Commissioned by the Money Advice Service and the UK Financial Capability Strategy, this report carried out an extensive scoping review to establish which financial education programmes designed to

This think-piece looks to Hong Kong,  whose pension infrastructure is similar to the one emerging in the UK to examine the potential impact of the UK's recent pension reforms.

The Future of Private Pension Saving, kindly supported by Age UK, brought together Parliamentarians, business, academics and industry experts to discuss how best the UK Government can incentivise

ILC-UK has published new analysis to feed into FCA and HM Treasury Financial Advice Market Review.

New research by the International Longevity Centre - UK (ILC-UK) and Prudential busts the myth of older people splashing their retirement cash on leisure and holidays.

Pension fund investments and economic stagnation

It will take more than a ‘nudge’ for UK pension funds to adopt long term investment strategies. The Government must address the key

Today we have launched a major new report, sponsored by Aviva, providing the first detailed exploration of what certain choices made at the point of retirement today could mean for overall levels

This report, supported by Prudential, calls upon the next Government to introduce a new independent Pensions Commission to rebuild consensus-based policy making in pensions and tackle the

How consumer appetite for secure retirement income could be supported by the pension reforms.

The whole of Europe is going grey, but in Europe’s Ageing Demography, we show that Eastern Europe will be hit the hardest by the brewing demographic storm.

A Partnership Population Patterns Series brief.

Why lifetime annuities should still be part of good financial advice in the post-pension-liberalisation world.

The second annual Factpack on ageing and demographic change from the ILC-UK.

ILC-UK analysis of the removal of the effective requirement to annuitise in the 2014 Budget.

A brief for ILC-UK on the role for an equity bank in providing secure income for retirement.

An investigation into linking state pension age to longevity and healthy life expectancy

We all know that people are living longer but how is that changing our society?

A Compendium of Essays highlighting the challenges and opportunities of ageing for women, launched in celebration of International Women’s Day 2013.

With around 50 days to the introduction of the retail distribution review (RDR), the International Longevity Centre-UK (ILC-UK) has today published “Advice for all”, a new report which

The need to boost retirement provision across the EU arises from the impact of demographic and economic change on most European countries.

Retirement is changing. What it means to be a citizen in an ageing society is in flux.

In the wake of the global financial crisis, public debate has been dominated by the implications of the uncertain economic climate we are living in.

Ensuring people with small pension pots have access to advice after the introduction of the Retail Distribution Review

ILC-UK report on the barriers to ‘gradual retirement’ and ‘extended working lives’ in the pensions system.

A report examining how the public and private sectors can best enable today’s young people to plan for their retirement.

This report summarises a public debate on pensions reform after the election

Where next for Pension Reform? How can we Encourage People to Save?

This brief summarises a public debate exploring decumulation in the context of the economic downturn.

Older people aren’t always getting the most from their retirement savings, according to a new report, by Jackie Wells for the International Longevity Centre - UK.

This brief summarises a public debate exploring the future of personal accounts and pension reform after the credit crunch.

Research exploring changing patterns of wealth among UK households in the decade after 1995. The research explores all types of assets and debt, and highlights the varied experience of different

A discussion paper accompanying the publication of ‘Asset Accumulation across the Life Course’. This report discusses the findings of the research in the context of key UK policy


Thursday, 13th July 2017; 15:00 (for 15:15) - 17:00, House of Lords, Palace of Westminster, London SW1A 0PW

Held in the House of Lords on Thursday, 13th July 2017, this roundtable discussion

ILC-UK and Cass Business School private debate and reception, supported by ILC-UK Partners Programme and hosted by Prudential.

In July 2015, the Government began a consultation on changing how the UK incentivises private pension saving, and the Chancellor is expected to respond to this consultation in the Government’

7th November, London, 08:30 - 10:00

On the 7th November, we will be hosting a private breakfast launch of ILC-UK’s “Advice and Small Pension Pots” policy report which sets out

The Actuarial Profession, Staple Inn Hall, High Holborn, London WC1V 7QJ. 20 June 2012

At the end of February 2012, with the support of Partnership, ILC-UK published a report which explored the

The UK has a chronic under-saving problem, which has been exacerbated by the financial crisis and economic downturn.

This event explored the financial circumstances and future economic prospects of young people, focusing in particular on the capacity and propensity of today’s young people to save for

This event explored the financial circumstances and future economic prospects of young people, focusing in particular on the capacity and propensity of today’s young people to save for

A series of reforms to the UK pensions system are being implemented as we speak. Will any of this change following the general election – and where does pensions reform go from here?

Within the context of the economic downturn, the ILC-UK, in partnership with the Actuarial Profession and Age Concern and Help the Aged, debated the current state of play in relation to

A public debate to explore how recent economic turbulence impacts the UK pension reform agenda, made possible by the support of Xafinity Paymaster.

How should the Government sell Personal Accounts and what should its retirement savings message be?

Guest speakers at the event are Lord Adair Turner, Chair of the Pensions Commission; Professor Carol Jagger from the Department of Health Sciences at the University of Leicester; and Professor Les