Economics of Age,Equality and Human Rights,Future of Age,Intergenerational

Wednesday, 22nd March 2017; 17:00 (for 17:30) - 19:30, Committee Room G, House of Lords, Palace of Westminster, SW1A 0PW. Chair by Baroness Sally Greengross OBE

Confirmed speakers include: Andrew Harrop, General Secretary, Fabian SocietyDr Stuart Fox, Wiserd, Cardiff University; Professor Phil Cowley, Professor of Politics, Queen Mary University of London;               Dr Jeannie Bristow, Senior Sociology and Social Policy Lecturer, Canterbury Christ Church University;     Dr James Sloam, Reader in Politics and International Relations, Royal Holloway, University of London;     Dr Andrew Mycock, Reader in Politics, University of HuddersfieldAbby Tomlinson, Host of Westminster Abby and Co-Founder of the Milifandom and David Eaton, Policy and Public Affairs OfficerILC-UK.

Recent elections and referenda in the UK have implied a growing intergenerational divide. Older people have voted in larger proportions than younger cohorts leading to vocal concerns from journalists, politicians, and academics that older people are having an increasingly dominant impact on UK politics.

The public debate is getting angrier. The argument goes that older people are benefitting while younger people are finding themselves increasingly politically and socially excluded. Following the EU referendum, The Independent ran a story “How old people have screwed over the younger generation”. Huffington Post ran another under the headline “Young ‘Screwed By Older Generations”.

But how real is this intergenerational divide? During this debate we will explore whether, and how policy can best respond. We will explore:

  • Why are younger people poorly engaged in elections?
  • What does an ageing society mean for the future of participation by younger people?
  • What are the policy solutions: How can we get young people more engaged in elections?

If you are interested in attending this event, please write to

Future of Age

Wednesday, 29th November 2017; Central London

Our third annual Future of Ageing Conference will be held in Central London on Wednesday, 29th November 2017.

Registration information and further details will be available here shortly, so do please check back regularly. We will also update this page with the latest news on keynote speakers for the third annual Future of Ageing Conference,

For information about previous ILC-UK Future of Ageing Conferences, please see below.

Wednesday, 9th November 2016, 09:00 (for a 09:30 start) – 16:50; Central Hall Westminster, Storey's Gate, London, SW1H 9NH

On Wednesday 9th November 2016, we held our second annual International Longevity Centre – UK (ILC-UK) Future of Ageing conference  in Westminster, London.

We are grateful to McCarthy & Stone for their sponsorship of the conference.

  • A full agenda from the day is available to view at the bottom of this page.
  • The presentation slides from the day are available to view at the bottom of this page.

We welcomed over 180 delegates at our second annual Future of Ageing conference, made up of business leaders; charity sector experts; public sector decision makers; local authority staff; academics; and senior journalists.

Our first conference, described by one delegate as ‘one of the best conferences I have ever attended’, was held in November 2015. The conference assembled experts from the fields of health, housing, finance and business to identify the challenges and opportunities posed by an ageing society. The Future of Ageing 2015 sold out weeks ahead of the event.

Speakers for the 2016 Future of Ageing conference included:

  • Dr Islene Araujo de Carvalho, Senior Policy and Strategy Adviser, Department of Ageing and Life Course, WHO
  • John Cridland CBEHead of the Independent State Pension Age Review
  • The Rt Rev. and the Rt Hon. the Lord Carey of Clifton, Archbishop of Canterbury 1991-2002
  • Ben Franklin, Head of Economics of an Ageing Society, ILC-UK
  • Professor Sarah Harper, Director, Oxford Institute of Population Ageing
  • Dwayne Johnson, Director of Social Care and Health at Sefton Metropolitan Borough Council
  • Dr Margaret McCartney, Author and Broadcaster
  • John Pullinger CB, National Statistician, UK Statistics Authority
  • David Sinclair, Director, ILC-UK
  • Jonathan Stevens, Senior Vice President, Thought Leadership, AARP
  • Linda Woodall, Director of Life Insurance and Financial Advice, and sponsor of the Ageing Population project, Financial Conduct Authority

Who attended?

  • Health and social care professionals
  • Pension and investment fund managers
  • Actuaries
  • Local authority officers: Service Commissioners, Housing Officers and Public Health teams
  • Charity sector representatives
  • Business leaders
  • Civil servants working across health, social care, housing and planning, pensions, personal finance and transport
  • Gerontologists, sociologists and other academics with an interest in the implications of our rapidly ageing society
  • Senior journalists: Finance, social affairs, consumer affairs and political correspondents



Corporate Rate
£235+VAT (Early Bird Rate)
£299+VAT (Full Rate)              

Charity/ Not for Profit/ Uni /Individuals Rate
£155+VAT (Early Bird Rate)
£210+VAT (Full Rate)

Our early bird rates increased to the full rate from the end of August.

Members of the ILC-UK Partners Programme received a discount on ticket costs.


We had a number of promotional opportunities available for organisations wishing to be involved in the 2016 Future of Ageing conference:

  • Full Package – included exclusive sponsorship of the write-up from the conference, a full page advertisement space in the conference programme, company logo on the cover of the conference programme, exhibition space at the conference, free delegate spaces, and more.
  • Advertisement Package – included a half page advertisement space in the conference programme, exhibition space at the conference and company logo at the front of the conference programme and more.
  • Bursary places for older and younger lay people – sponsorship covered the travel and attendance of 20 older and younger lay people at the conference, exhibition space, shout outs on the ILC-UK social media platforms and more
  • Exhibition package – included exhibition space at the conference, promotional materials in delegate packs, two free delegate spaces and more.

We were also happy to work with organisations on bespoke packages. More information is available here,

We were grateful to McCarthy & Stone for their sponsorship of this conference.

Further support was kindly received from:





2016 ILC-UK Future of Ageing Conference Agenda by ILC-UK on Scribd

ILC-UK Future of Ageing Presentation Slides - 09Nov16

Slides from Linda Woodall's presentation:
Future of Age,Global Ageing

Thursday, 30th June 2016; 14:15 (for a 14:30 start) – 16:30; House of Lords

We are delighted to be holding the launch of a provocative new exploration of public service provision, the welfare state and democratic governance in the 21st century.

‘The future of the UK welfare state’, our new landmark publication, supported by Munich Re, will be launched on Thursday 30th June 2016. To mark the launch we are inviting parliamentarians, policy makers, academics and members of the press to the House of Lords to hear some of our contributors provide a brief outline of their essays.

As a futures organisation focussed on some of the biggest challenges facing Government and society in the context of demographic change, the ILC-UK is proud to launch this examination of such key policy challenges as the housing market in an ageing population, education in the 21st century, creating a sustainable welfare system and adapting to fundamental shifts in the labour market.

Speakers for this event include:

  • Ben Franklin, Head of Economics of Ageing, ILC-UK
  • Prof. Elsa Fornero, Chair of Economics, University of Turin
  • George Magnus, Senior Independent economic adviser to UBS, and Associate of the China Centre of Oxford University
  • Lord Best, Chair, All Party Parliamentary Group for Housing and Care for Older People
  • Dr Andy Tarrant, Head of Policy at BandCE, Provider of the Peoples Pension
  • Rt Hon. Steve Webb, Director of Policy and External Communications, Royal London
  • Norma Cohen, PhD Candidate and former Demography Correspondent, The Financial Times
  • John Philpott, Director, The Jobs Economist
  • Nusrat Ghani MP, Chair, All Party  Parliamentary Group for Ageing and Older People

This event is now at capacity. If you would like to add your details to the waiting list via the button below:

Eventbrite - The future of the UK welfare state

Kind Regards

David Sinclair
Director, International Longevity Centre - UK

Future of Age,Pensions,Quality of Life,Work and Retirement

Friday 10th June 2016; 09:15 - 16:30 (followed by a short drinks reception); The Chartered Insurance Institute, 20 Aldermanbury, London EC2V 7HY

On Friday, 10th June 2016, ILC-UK hosted our second Retirement Income Summit, hosted by The Chartered Insurance Institute.

In 2012, ILC-UK organised our first Retirement Income Summit which provided a platform for discussion between 180 policymakers, senior insurance industry experts, business representatives, charities and academics.

Over the past 20 years, huge progress has been made in tackling pensioner poverty. Relative pensioner incomes have increased due to a combination of later retirement, the pensions “triple lock” and increased earning power of the baby boomers.

However, the future for retirement income looks less rosy. Policy change, ongoing demographic change and low investment returns are contributing to significant uncertainty. The new single tier pension will be less generous for the majority in the long term. Fewer people will find themselves receiving the more generous final salary pensions. And incomes of the next generation of retirees look likely to be lower. Three in ten of Britain’s 55-64 year olds do not have any pension savings at all.

With the end of compulsory annuitisation, retirees over the next 20 years will face many more options. Making the wrong decision could result in people living longer than their money or in greater levels of under consumption. Greater risk is being placed in the hands of retirees and there is a question as to what role there might be for collective decumulation in the future.

Navigating the retirement income maze will require greater information, advice and financial capability. Finding new ways of delivering advice to the mass market is vital. Recent and future developments in robo-advice offer some opportunity and regulators will need to find ways to ensure that they do not inadvertently create barriers to greater access to advice. In addition to at retirement financial advice, there is likely to be a growing need for mid retirement financial advice. But how can this be best delivered.

During the Retirement Income Summit, keynote speakers discussed:

  • How can individuals and industry respond best to policy change (pension freedoms, cashing in annuities and possible tax relief changes)?
  • How can future retirement income be guaranteed in a context of continuing demographic change?
  • How can providers and individuals deliver a decent income during a period of low investment returns?
  • How can we overcome consumer distrust and lack of engagement with the industry?
  • How can we deliver advice and financial capability in the future?
  • What will be the future role of housing wealth for retirement income and what is the role of extend working lives?
  • What is the potential for new products to help reduce risk for future generations of retirees?


09:15 – 09:50 - Registration, refreshments will be served
09:50 – 09:55 - Welcome from CII - Laurence Baxter, Head of Policy & Research, The Chartered Insurance Institute
09:55 – 10:00 - Welcome by Chair - Lawrence Churchill, ILC-UK Trustee

Getting young people saving - Discussion
10:00 – 11:00 - Sam Smethers, The Fawcett Society, will chair this session. Panellists include Michelle McGagh; Kate Jopling; Helen Creighton; Claire Walsh

Innovation at retirement. Lessons from the US, opportunities and challenges
11:00 – 11:20 - Chip Castille, Managing Director, Chief Retirement Strategist, BlackRock

11:20 – 11:40 - Break, refreshments will be served

Where next for advice and guidance?
11:40 – 11:50 - Cesira Urzi Brancati, Research Fellow, ILC-UK
11:50 – 12:00 - Michelle Cracknell, Chief Executive, The Pensions Advisory Service (TPAS)
12:00 – 12:50 - Discussion - Panellists include Michelle Cracknell, Chief Executive, The Pensions Advisory Service (TPAS); Cesira Urzi Brancati, Research Fellow, ILC-UK; Jackie Spencer, Pension and Retirement Expert for the UK's Money Advice Service; Claire Walsh, Chartered Financial Planner, Aspect8, Brighton

12:50 – 13:30 - Lunch, refreshments will be served

13:30 - Welcome by Chair - Baroness Sally Greengross, Chief Executive, ILC-UK

Retirement today, retirement tomorrow
13:30 – 13:55 - Ben Franklin, Head of Economics of an Ageing Society, ILC-UK
13:55 – 14:20 - Baroness Jeannie Drake, Member of the Finance Bill Sub-Committee

14:20 – 14:35 - Break, refreshments will be serve

14:35 – 15:00 - Professor David Blake, Professor of Pension Economics, Cass Business School

Pension Freedoms: The Good, the Bad and the Ugly
15:00 – 15:15 - Steve Webb, Director of Policy and External Communications, Royal London
15:15 – 15:30 - Gregg McClymont, Head of Retirement Savings, Aberdeen Asset Management PLC

Where next for Retirement Income? Discussion and closing debate
15:30 – 16:25 - Douglas Anderson, Partner, Hymans Robertson; Andrew Tully, Pensions Technical Director, Retirement Advantage; Gregg McClymont, Head of Retirement Savings, Aberdeen Asset Management PLC; Steve Webb, Director of Policy and External Communications, Royal London

16:25 – 16:30 - Close by chair - Baroness Sally Greengross, Chief Executive, ILC-UK

16:30 - 17:15 - Wine reception

Please see below for the presentations delivered at the Second National Retirement Income Summit 

Economics of Age,Future of Age,Global Ageing,Health,International

Thursday 21st April 2016, 12:30 – 14:30, Belgium

ILC-UK held a private lunch debate, supported by Prudential plc, for senior decision makers and policy experts to discuss how Europe can best respond to the economic and social challenges and opportunities emerging as a result of demographic change.

To introduce the debate, Richard Jackson, President of the Global Aging Institute and one of the world’s foremost authorities on ageing, explored the emerging demographic, economic, and social trends shaping the future of retirement. He discussed his most recent research findings on East Asia and the similarities and differences between the outlook there and in Europe.

ILC-UK then presented its own economic analysis of the impact of global demographic change on Europe and highlighted some of the policy implications for Member States.

During the lunch attendees debated:

  • Might Europe’s Growth Strategy be undermined by demographic change?
  • What can Europe learn from how other parts of the world are maximising the economic potential of an ageing society?
  • Is Europe’s Silver Economy well placed to benefit from the world-wide ageing trend?
  • How can initiatives (e.g. Covenant on Demographic Change) focused on helping cities and regions work best?
  • How can the European Innovation Partnership on Active and Healthy Ageing help deliver a healthier older age?
  • What more can European policymakers do to help extend working lives and support active and productive ageing?
  • How can businesses help Europe to maximise the economic potential of an ageing society?

Please see below for a summary of the points raised at this roundtable discussion

Economics of Age,Future of Age,Global Ageing,International

Wednesday 20th April 2016,12:30 (for 13:00 start) – 14:30, London

ILC-UK held a private lunch debate, supported by Prudential plc, for senior decision makers and policy experts to discuss how the UK can best respond to the economic and social challenges and opportunities emerging as a result of demographic change.

To introduce the debate, Richard Jackson, President of the Global Aging Institute and one of the world’s foremost authorities on ageing, explored the emerging demographic, economic, and social trends shaping the future of retirement. He discussed his most recent research findings on East Asia and the similarities and differences between the outlook there and in Europe.

ILC-UK then presented its own economic analysis of the impact of global demographic change on the UK and highlighted some of the policy implications.

During the lunch attendees debated:

  • Might the UK’s plans for growth be undermined by demographic change?
  • What can the UK learn from how other parts of the world are maximising the economic potential of an ageing society?
  • Is the UK well placed to benefit from global ageing?
  • Is public policy in the UK adequately responding to demographic change?
  • What should the UK include within its forthcoming “fuller working lives” strategy?
  • How can business help the UK to maximise the economic potential of an ageing society?

Please see below for a summary of the points raised at this roundtable discussion

Care,Communities and Housing,Economics of Age,Future of Age,Health,Intergenerational,Pensions,Quality of Life,Work and Retirement

Thursday 17th March 2016; 14:30 - 16:30; House of Lords, Westminster, London

We held an event to debate the impact of the 2016 Budget on the Future of Retirement Incomes. The debate, chaired by Baroness Sally Greengross and supported by the International Longevity Centre –UK’s (ILC-UK) Partners Programme, took place ahead of our Second Retirement Income Summit on 10th June and will feed into ILC-UK’s plans for the event.

Following the Government’s Comprehensive Spending Review in November 2015, Chancellor George Osbourne will deliver the second Budget of this Parliament’s Conservative majority Government on Wednesday 16th March 2016.

During the ILC-UK organised debate, we presented our initial analysis of the Budget, looking beyond the immediate ‘winners and losers’ commentary to consider whether the long-term challenges of low productivity, systemic under saving by private individuals and the critical underfunding of adult social care are being addressed. Ben Franklin, Head of Economics of an Ageing Society at ILC-UK presented the analysis, and was on hand to answer any questions delegates had. We also heard from Chris Noon, Partner at Hymans Robertson, and Laurence Baxter, Head of Policy & Research at The Chartered Insurance Institute (CII).

The 2015 Budget and the Comprehensive Spending Review confounded expectations through revealing a revised projected increase of public finance provisions of £27 billion by 2020 thereby enabling the Government to halt proposed tax credit cuts. It also saw the Chancellor stick to his promise of maintaining real terms spending on health, schools and defence while further cutting local government coffers. The 2016 Budget will undoubtedly contain its own surprises, including an anticipated announcement regarding the future of pensions tax relief just one year on from “pension freedoms”.

For more information about the ILC-UK Partners Programme, please click on the below hyperlink:

Members of the ILC-UK Partners Programme are Anchor, Audley, Aviva, Equiniti, Hymans Robertson, Legal & General, Partnership, Prudential and Retirement Advantage.


Please see below for Ben Franklin's presentations slides from the event.

Future of Age,Pensions,Quality of Life

Tuesday 1st December 2015; 08:30 (for a 09:00 start) – 10:30; Prudential Auditorium, M&G, Governors House, 5 Laurence Pountney Hill, London EC4R 0HH

This launch event of a new ILC-UK report 'Understanding Retirement Journeys: Expectations vs reality', was kindly supported by Prudential.

Building on ILC-UK’s extensive work on older consumers and on retirement income, this major research report assesses the differences between theory or popular belief about retirement and the reality of it.

The report considers how spending varies during old age and challenges pre-existing stereotypes about retired life which can be misleading and may contribute to poor planning or unrealistic expectations. This report, which incorporates new quantitative analysis and the feedback from 3 expert focus groups, will explore the role for policymakers and industry in helping us retire well.

The full report and an executive summary are available to download here.

Please see below for the presentation slides from the event.

Care,Economics of Age,Future of Age,Health,Pensions,Quality of Life,Work and Retirement

Tuesday, 24th November 2015; 09:00 (for a 09:30 start) – 17:00; 20 Cavendish Square, London, W1G 0RN

The Future of Ageing took place on Tuesday 24th November 2015 in London. For details of this year's conference, visit

We were grateful to Eli Lilly, McCarthy & Stone, Partnership and Partnership for Change for their sponsorship of this conference, and to the Social Care Institute for Excellence (SCIE), Lipreading Practice, and the organisers of the IFA 2016 Conference for providing inserts for delegate packs on the day.

During the conference, we painted a picture of the future of ageing and explored the challenges and opportunities ahead. Through our unique lifecourse focus we will explored the potential impact of ageing not just on today’s older population, but also on tomorrows.

We explored five key areas:

  • The future challenges and opportunities of health and care in an ageing society.
  • The future of retirement income: Wealthy pensioners or persistent poverty?
  • The future of our economy in an ageing society: Adapting our economy to ageing?
  • The future of our built environment in an ageing society.
  • The future of ageing research.

We heard presentations from:

  • Baroness Altmann (Minister for Pensions);
  • Professor Sir Mark Walport (Government Chief Scientific Adviser [GCSA] and Head of the Government Office for Science);
  • Lord Willetts (Executive Chair at Resolution Foundation, and former Minister of State [Department for Business, Innovation and Skills]);
  • Lord Filkin (Chair of the Centre for Ageing Better and Chair of the House of Lords Committee on Public Service and Demographic Change);
  • Paul Johnson (Director, Institute for Fiscal Studies);
  • Jim Boyd (Director of Corporate Affairs at Partnership) - Jim Boyd stepped in at short notice for Steve Groves who was unwell;
  • Professor Jane Elliott (Chief Executive, Economic and Social Research Council);
  • Steven Baxter (Partner, Hymans Robertson);
  • Professor Ian Philp (Deputy Medical Director for Older People’s Care, Heart of England NHS Foundation Trust)
  • Elaine Draper (Director, Accessibility & Inclusion, Barclays)
  • Mario Ambrosi (Head of Communications and Public Affairs, Anchor) and
  • Baroness Kay Andrews (Member of the House of Lords Built Environment Committee, Former Parliamentary Under-Secretary (Department for Communities and Local Government) 2006-2009)

The conference was chaired by Baroness Sally Greengross (Chief Executive, ILC-UK) and Lawrence Churchill (Trustee, ILC-UK). The full conference brochure, including biographies for each of speakers, is available to view here - ILC-UK Future of Ageing Conference Brochure

This was a paid-for conference with an early bird rate available until a few month before the conference.

See below for the presentations slides from the day.

See below for an agenda from the day.

ILC-UK Future of Ageing Conference 2015 - AGENDA


We were grateful to Eli Lilly, McCarthy & Stone, Partnership and Partnership for Change for their sponsorship of this conference, and to the Social Care Institute for Excellence (SCIE), Lipreading Practice, and the organisers of the IFA 2016 Conference for providing inserts for delegate packs on the day







Care,Economics of Age,Future of Age

Sunday 4th October; 18:30 (for a 19:00 dinner) – 21:00; Manchester (outside the secure zone)

In early 2015 it was announced that Greater Manchester will become the first region in England to gain full control of health spending, with 10 local authorities taking over a combined health and social care budget of approximately £6 billion.

This innovation in health care is a good opportunity to achieve joined up health and social care, a move which could improve financial sustainability of health systems as well as improving the health and wellbeing of populations.
This policy has the potential to improve the success of health innovations which have a focus on prevention. The priorities and responsibilities of local government are markedly different from central government, as it is local councils that fund other areas which may benefit from a preventative approach to health care, for example social care, housing and leisure facilities. There is therefore a direct economic interest for local authorities to, for example, delay admission into care homes, or reduce childhood obesity.

The reforms in Manchester provide a positive opportunity to take a preventative approach to health care, and are a significant opportunity to meet the challenge of the big, cross-sectional challenges resulting from demographic change.
But will the reforms deliver their promise? During this dinner debate we will consider

  • How can we ensure the devolution of health spending results in increasing focus on preventative health?
  • How can we maximise improvements in health and social care whilst also saving money?
  • How will we know if the Manchester initiative has succeeded? How should we measure success?
  • Where next for integration between health and social care?

This is a private, invitation only, dinner debate so spaces are limited and will be made available on a first come first served basis. Email: for more information.

Future of Age,Health,Transport

Thursday 18th June 2015; 15:00 (for a 15:15 start) - 17:00; Westminster, London

The International Longevity Centre-UK, supported by Age UK hosted an event for the launch of new research,The Future of Transport in an Ageing Society.

Demographic change will require a rethinking of current transport strategies. New approaches are needed to ensure that our growing population of older people are able to remain active and mobile during later life. To this end ILC-UK is working with Age-UK to try to set the agenda for the future age-friendly transport policy. 

Through The Future of Transport in an Ageing Society project we have developed innovative solutions to the many transport challenges faced by older people. Combining quantitative research using the English Longitudinal Survey of Ageing with the contributions from an expert workshop held in April the report highlights the changes needed during this new Parliament.

A full agenda for this event will be available closer to the event date.

Future of Age

Thursday 14th May 2015; 14:00 (for a 14:30 start) – 17:00; London, WC2N

The ILC-UK is working together with the Institution of Engineering and Technology and the Engineering Design Centre of the University of Cambridge to explore the potential for design and technology to deliver improvements in healthcare services allied to cost savings in the context of an ageing society.

Population ageing will result in soaring health and social care costs in the coming years, as strokes, falls, Alzheimer’s and many other age related illnesses become more prevalent. Projections show that the financial cost of dementia alone will rise to £34.8 billion in England by 2026, a rise of 135 per cent since 2007.

Through this workshop we aim to investigate the cross cutting opportunities for good design, engineering and technology, not only to improve the quality of life, but also elicit significant cost savings for government and health care providers.
We wish to:

  • Identify how existing technology could be better applied
  • Highlight the opportunities for technology transfers across different sectors and industries
  • Stimulate ideas for the development of new technologies

The project will pinpoint which interventions from industry, individuals and government might maximise the financial and health benefits and will also identify barriers to putting those solutions into practice

The workshop will provide the basis for a report to influence government policy makers, which will be showcased later in the year.

This is a private workshop. However, if you are interested in attending, please contact

Communities and Housing,Future of Age,Health,Quality of Life,Work and Retirement

Thursday 30th April 2015; Bloomsbury, London; 17:45 (for an 18:00 start) – 19:45, followed by a drinks reception.

BBC Question Time, with David Cameron, Ed Miliband, Nick Clegg, presented by David Dimbleby was shown during the drinks reception following the event.

With a week to go until the General Election took place, ILC-UK and Independent Age organised a debate on Thursday 30th April. Away from the heat and fury of the election campaign, we hoped to create a chance to have a real debate to identify the most important priorities for all political parties, if the UK is truly going to rise to the challenge of a rapidly ageing population, in the next Parliament.

Following the 2014 launch of 2030 Vision: The Best and Worst Futures for Older People in the UK, Independent Age invited more than 30 opinion formers and leading charities and think tanks to blog their views on what we need to do to get ready for demographic change. The blogs kick-started a consultation which saw over 300 people respond, sharing their own hopes and fears of growing older in the UK. The results of this consultation were published in Independent Age’s November 2014 document, ‘2030 Vision: What we have learnt’ –

Six big themes emerged:

  • Ageist attitudes still exist and many people worry they will face discrimination or becoming hidden members of society
  • Older people worry about the cost of living and many fear they are being financially squeezed
  • Older people are increasingly concerned about the future quality and sustainability of health and social care services
  • Older people worry about feeling lonely, but they also have concerns about feeling cut off as digital services increasingly replace face-to-face service provision
  • Older people want to continue making a positive contribution to their neighbourhoods and communities
  • Older people have a keen sense of what’s fair and how their contributions should be rewarded in retirement, but they also worry about how their children and grandchildren will fare

During this debate we considered older people’s main concerns as identified in the consultation and identified the priority areas that any incoming government should focus on. We hope to include these in an open letter which would be sent to the leaders of the three main political parties after the election, outlining how organisations working on older people’s issues believe we can build a better future for older people in the UK.

Speakers and panellists included: Briony Gunstone (YouGov), Caroline Abrahams (Age UK), Claire Turner (JRF) and Paul Cann (Campaign Management Group Partner at Campaign to End Loneliness; CEO, Age UK [Oxfordshire]). The event was chaired by Baroness Sally Greengross (ILC-UK) and Janet Morrison (Independent Age)

Following the debate, delegates were invited to join us for wine and canapés.

This was a private event.

Briony Gunstone's presentation slides from the event are available to view below:

Future of Age

Wednesday 29 April 2015; Cordingley Lecture Theatre, Humanities Bridgeford Street, The University of Manchester, M13 9PL; 2.00pm-4.00pm, free networking lunch from 1.00pm

This year marks the 40th anniversary of the publication of Robert Butler's seminal work: Why Survive Being Old in America (Harper & Row, 1975). The book, possibly the most powerful account of ageing ever written, set forward both the state of knowledge about ageing and as well as a political and social manifesto for improving the lives of older people. Some of the concepts developed in the book, notably those associated with what Butler termed ageism, have become a key part of the vocabulary for describing the pressures and constraints facing older people. Butler himself went to become a major figure in the development of gerontology and geriatrics and was the first director of the US National Institute on Ageing. In this lecture, Professor Bengston, who knew Robert Butler over a span of four decades, will talk both about his work and its relevance for understanding and studying the lives of older people today.

Professor Bengston is himself a leading figure in American gerontology. He is a past-President of the Gerontological Society of America; he received a Distinguished Scholar Award from the American Sociological Association's Section on Aging and the Life Course. Professor Bengston has published 16 books and 260 research papers on gerontology, theories of ageing, sociology of ageing and family sociology. Early in his career, Vern began the Longitudinal Study of Generations, a multi-disciplinary investigation of families, ageing and social change. He was also a key figure in the establishment of USC's Andrus Gerontology Center and Davis School of Gerontology.

Please register here for this free event.

Economics of Age,Future of Age,Global Ageing

Tuesday 24th February 2015; 10:00 - 16:00; ILC-UK, 11 Tufton Street, Westminster, London, SW1P 3QB

A one day workshop to help individuals and organisations to maximise their understanding of the impact of our ageing society.

This workshop will incorporate expert presentations and discussion on:

  • How our society is ageing? [Understanding demographic change]
  • What are the implications of ageing for our economy? [older consumers; macro-economic impact of ageing; older workers]
  • How are policymakers and companies responding to the challenges of ageing?
  • The future opportunities and challenges of ageing?

The interactive workshop will be limited to 15 participants to allow for discussion. Discussion time will provide an opportunity for you to discuss and consider the impact of demographic change on you and your organisation.

Why should I attend?

Gain a rapid introduction into ageing research and policy in just one day
Network with other organisations interested in ageing
Understand the potential opportunities and challenges which emerge from an ageing society including:

  • the myths and realities of the older consumer
  • the importance of health and care in an ageing society
  • the international context of ageing
  • the role of older workers
  • the role of public policy
  • the role of the private and voluntary sector
  • supporting strong intergenerational relations

Who should attend?
Individuals or organisations:

  • Interested in a rapid introduction to ageing policy and research
  • Interested in marketing to older consumer
  • Interested in how the ageing society will impact on society
  • Interested in managing an older workforce
  • Interested in working with older people

This course will be suitable for people completely new to ageing and to those who want to develop their knowledge and thinking on the issues and challenges ahead.

The first workshop will take place in central London on Tuesday 24th February 2015; 10:00 - 16:00. Lunch will be included.

Attendance at workshop:
£400+VAT (corporate)
£250+VAT (not for profit)
Free (ILC-UK Partners Programme Members)

Interested parties must register to attend this course below. We will be unable to accept drop-ins on the day.

Eventbrite - Understanding Ageing – An ILC-UK one day workshop

There is a £50 non-refundable charge on all bookings.
Cancellations within 7 days of the course will be charged 50% of the full cost
Cancellations within 1 day of the course are non-refundable

Other workshops
ILC-UK organise bespoke workshops for organisations and companies, specifically designed to your interests. For example, we will run future sessions on specific aspects of ageing (e.g. dementia; older workers; economics of ageing). ILC-UK also run workshops and present to Corporate and Charity Board’s on the opportunities and challenges of ageing. Please contact David Sinclair  for more information.

Communities and Housing,Future of Age,Older Consumers,Quality of Life,Work and Retirement

Tuesday 18th November 2014; House of Lords, Westminster, London, SW1A 0AA; 15:30 (for a 16:00 start) - 18:00

During 2014, ILC-UK, supported by the specialist insurer Partnership Assurance Group plc (Partnership), undertook a series of events to explore the relationship between our changing demography and public policy.

This was the final event in the Population Patterns Seminar Series and it explored the “silver separators”- divorce later in life. Figures from the Office for National Statistics published in 2012 showed a huge rise in the divorce rate amongst those in their 60s, with an increase of 58% on the 2011 figure. The last 10 years have seen more and more older people part ways, despite divorce amongst the general population becoming less common. This has happened to such an extent that the over 60’s are now the fastest growing divorce group in the UK.

A variety of reasons have been suggested , including a reduction in the stigma surrounding divorce and couples no longer feeling obliged to stay together if their attitudes and needs change.

However, figures released by the ONS in June 2012 revealed that marriages involving older people were also rising faster than for other age groups – up by 21% for women and by 25% for men in their late sixties. Re-partnership is likely to be even higher than these figures suggest, as older people in a new relationship may not choose to remarry.

During the event the discussion explored a number of themes, including:

  • What factors have contributed to the rising rate of divorce amongst the over 60s?
  • How can older people’s relationships be better supported?
  • What challenges does ageing present to relationships?
  • How do care responsibilities effect relationships?
  • What are the potential ramifications of older couples separating?

Agenda for the event

15:30 - 16:00

16:00 - 10:05
Welcome from:
Baroness Sally Greengross (ILC-UK)

16:05 - 16:55
Presentations from:
Richard Willets (Partnership)
Rt Hon Paul Burstow MP (Member of Parliament for Sutton and Cheam)
Ben Franklin (ILC-UK)
Chris Sherwood (Relate)
Barbara Bloomfield (Co-author of ‘The Mature Times Guide to Love and Relationships in Later Life’)

16:55 - 17:55
Discussion and Q&A

17:55 - 18:00
Close from:
Baroness Sally Greengross

Presentation slides from the event:

Communities and Housing,Future of Age,Health,International,Pensions

Wednesday 5th November 2014; European and Economic and Social Committee, TRE 7701, 7th floor, Trèves Building, 74 rue de Trèves, 1040 Brussels; 14:00 (for 14:30 start) – 17:00

This event was kindly hosted by the European Economic and Social Committee (EESC).

Throughout 2014, ILC-UK, supported by specialist insurer, Partnership Assurance Group plc (Partnership), has been undertaking a series of events to explore the relationship between our changing demography and public policy.

This event, as part of the Population Patterns Seminar Series, explored Europe’s ageing demography. Europe is currently facing unprecedented changes - by 2050 it is predicted that more than a third of the European population will be over 60 years old as a result of rising life expectancies and low birth rates.

These changes pose major economic, budgetary and social challenges. In the EU, age related spending is projected to rise from an annual cost of 25% to 29% of GDP between 2010 and 2060. At the same time, there are set to be far fewer people of working age to support European ageing populations- by 2060 the dependency ratio is predicted to drop to under two working-age people for every person aged over 65.

At this event we aimed to inform further this critical debate by launching our first ‘European Factpack’ of demographic statistics. This Factpack provided statistics on a range of topics from life expectancy to housing supply, and pensions to the use of new technologies amongst today’s older generations. The ‘European Factpack’ builds on our UK Factpack initiative, by providing the public, private and third sectors with the most up-to-date information on Europe’s changing demography.

During the discussion we explored:

  • What are the ramifications of Europe’s changing demography, both for individual countries and Europe as a whole?
  • What policy changes will need to be enacted to ensure Europe’s economic sustainability?
  • How the public, private and third sectors react to findings of the ‘European Factpack’?
  • Which areas of the Factpack might be expanded to help policy-makers, journalists and opinion formers?

This event was chaired by Lawrence Churchill, ILC-UK Trustee. Confirmed speakers inlcuded: Fritz von Nordheim (European Commission), Jean Lambert (MEP), Maciej Kucharczyk (Age Platform Europe), Andrew Rear (Munich Re), Maureen O'Neill (European Economic and Social Committee) and Richard Willets (Partnership).

Slides from the event are available below:

The slides presented by Fritz Von Nordheim are available here.


Fritz Von Nordheim ILC-UK 5 Nov 2014



Future of Age,Intergenerational,Longevity

Thursday 17th July; LG001 – Auditorium, Cass Business School, 106 Bunhill Row, London EC1Y 8TZ; 16:00 (for a 16:30 start) – 18:30

Throughout 2014, ILC-UK, supported by specialist insurance company, Partnership Assurance Group plc, is undertaking a series of events to explore the relationship between our changing demography and public policy.

The fourth event in this 'Population Patterns Seminar Series' considered the findings of our ‘Factpack’ of UK demographic statistics.

We all know that people are living longer but how is that likely to change our society? How will pensions be affected? How will we care for our growing older society when the traditional “working age” population is shrinking?

These types of debates are increasingly being played out in the media and in political circles but in order for such debates to be productive, they have to be well informed.

ILC-UK believes its 2014 ‘Factpack’ will support this process by highlighting the most recent evidence of our rapidly ageing society. Not only does it provide statistics on a range of critical topics from life expectancy to housing supply; and pensions to long-term care, it also includes a special focus on the current and potential future state of pensioner poverty.

The event was chaired by Baroness Sally Greengross (ILC-UK) with a welcome from Steve Haberman (Dean of the Cass Business School). We were delighted that Gregg McClymont MP, Shadow Minister (Work and Pensions), spoke at at the launch event. We also heard presentations from Professor Les Mayhew (Professor of Statistics, Cass Business School), Steve Groves (Chief Executive of Partnership), Ben Franklin (Research Fellow at ILC-UK) and a response from Tom Younger of the Department for Work and Pensions.

During the discussion we explored:

  • How the UK’s demography has changed since the release of the 2013 Factpack and how it might change in the future,
  • How demographic change is reshaping our society,
  • The challenge of pensioner poverty,
  • Regional variations in the experiences of older people,
  • How policy makers should respond to these findings.

16:00 - 16:30 Registration
16:30 - 16:35 Welcome by Chair, Baroness Sally Greengross (ILC-UK)
16:35 - 16:40 Welcome by the Dean of Cass Business School, Professor Stete Habberman
16:40 - 16:50 Presentation from Richard Willets (Partnership)
16:50 - 17:10 Presentation from Gregg McClymont MP (Shadow Minister for Work and Pensions)
17:10 - 17:20 Presentation from Ben Franklin (ILC-UK)
17:20 - 17:30 Presentation from Professor Les Mayhew (Cass Business School)
17:30 - 17:35 Response from Tom Younger (Department for Work and Pensions)
17:35 - 18:25 Discussion/Q&A
18:25 - 18:30 Close by Chair, Baroness Sally Greengross (ILC-UK)
18:30 - 19:15 Drinks reception

Presentation slides from the event are available to view here:

Communities and Housing,Future of Age,Transport

Thursday, 8 May 2014 from 09:15 for 09:45 to 15:30

Emmerson/Shears Conference Room
8 Fitzroy Street
London W1T 4BQ

As the population ages, an increasing number of people will be growing older and continuing to live in communities around the country. Many of our communities are ill-prepared for both the varying needs of older people ageing in place and the future increase in numbers of older people who will need appropriate housing, transport and services. The local elections in May also bring these issues into focus for elected representatives who will be seeking to prepare their areas for these challenges and give the best opportunities for good ageing to their constituents.

At this event we heard results of a series of three solutions-focussed policy discussions held by ILC-UK and Age UK. These discussions have looked at three distinct aspects of communities – from living at home, to getting out and about and the activities and amenities available (or missing) in our communities. We will be discussing a forthcoming report summarising the fresh thinking and practical suggestions for policy makers, local government and community groups gathered from these sessions.

The conference also included sessions on research and information on this topic, and what needs to be done to take action in our communities. All sessions will feature opportunities for attendees to participate in the discussion and add their views on where priorities for action should be focussed.

Agenda from the event:

Welcome - Malcolm Dean (Chair)
Welcome - Caroline Abrahams; Charity Director, Age UK
Scene Setting - Are we ready for ageing? - Baroness Tyler; Member of Lords Committee on Public Services and Demographic Change
Community Matters – are our communities ready for ageing? - Jessica Watson; Policy and Communications Manager, ILC-UK
Open Discussion

Refreshement Break

Improving Later Life - Susan Davidson; Research Adviser, Age UK
Community Matters : are our communities ready for ageing? - Professor Sheila Peace; Professor of Gerontology, Open University and President Elect of the British Society of Gerontology
Open Discussion


Welcome back - David Sinclair; Assistant Director Policy and Communications, ILC-UK (Chair)
Neighbourhood approaches to loneliness. The tale of two cities. - Tracey Robbins; Programme Manager, Neighbourhood approaches to loneliness, JRF
Wellbeing and Interdependence through Assisted Living - Pam Turpin; Senior Research Analyst, Arup
Taking action– in the voluntary sector - Lynne Berry; Commission on Voluntary Sector and Ageing
Taking action – involving older people - Dr Alan Burnett; Chair, Portsmouth Pensioners Association
Open Discussion - what should be the priorities for action?
Taking action – the Centre for Ageing Better - Cheryl Coppell; Chief Executive, Havering Council / Centre for Ageing Better


The presentation slides from the event can be viewed below:

Communities and Housing,Future of Age,Quality of Life

Thursday, 10th April 2014, 13:30 (for 14:00) – 17:00, London

This was the third seminar in a series of three exploring ‘Community Matters: are our communities ready for ageing?’ from ILC-UK and Age UK.

The topic was ‘Ensuring communities offer what older people want’, and focussed on the activities and interests of older people that need to be represented in our communities to ensure good quality of life and wellbeing for an ageing population. The results of these seminars will inform a solutions-focussed policy brief, looking at what needs to be done to create age-ready local areas. This brief will be launched in May at a full day conference on ageing in our communities.

In this seminar we considered what communities provide for older people and how these needs may change (or stay the same) as they age. We know from research on isolation and loneliness that social connections remain an important part of quality of life for many people as they get older, yet as the ‘loneliness epidemic’ continues to hit headlines it is clear that this is not being fully addressed in communities. Exploring how activities and services can maintain and build on social networks is key to maintaining wellbeing within the community.

Elsewhere, we explored the services, amenities and activities available to older people in their communities – from village shops, to post offices, to libraries and adult education classes, and how these enhance wellbeing for older people. A community can take many forms, and in this session we will also be considering the approaches to be taken from different kinds of setting – from urban to rural – and the challenges that lie in providing services to these distinct regions.

This seminar explored:

  • How family connections, friendships and social ties can be supported and better integrated into community activities.
  • What role do local services and shops play in building a community, what the future of these services looks like and what can be done to ensure they support ageing in the community?
  • What activities are currently available for older people in their communities, and are these suitable or prepared for an increasing number of people accessing them? What else should be available?
  • How we can ensure that fun and playfulness remain part of life when growing older in the community?
  • How can we ensure that the experience of growing older remains at its highest quality across rural, town, suburban, and urban settings?

This was an invite only event.

The presentation slides from the event can be viewed below:

More information on the first seminar in the series can be found here: Community Matters: are our communities ready for ageing: Getting out and about

More information on the second seminar in the series can be found here: Community Matters: are our communities ready for ageing. At home

Future of Age,Quality of Life,Transport

Tuesday 11th March 2014, 13:30 (for a 14:00 start) – 17:00, London

This is the first in a series of three seminars exploring ‘Community Matters: are our communities ready for ageing?’ from ILC-UK and Age UK. The topic is ‘Getting out and about’, and focusses on issues of transport and the built and social environments and their impact on getting older in local communities. The results of these seminars will inform a solutions-focussed policy brief, looking at what needs to be done to create age-ready local areas. This brief will be launched in May at a full day conference on ageing in our communities.

Getting out and about is of vital importance if older people are to remain healthy, happy and active members of the communities they live in. Getting outdoors benefits older people socially, by allowing them to visit friends and interact with members of the community, and practically, by allowing them to access local amenities and services. These activities also help older people to become more integrated into their local community. Despite these benefits, research has shown that as older people age they make fewer trips outside of their home.

Many factors contribute to older people not getting ‘out and about’. A lack of access to affordable and accessible transport options can be a significant barrier to social inclusion and independence. Bad or poorly maintained pavements, and a lack of benches or accessible toilets create physical barriers to older people when they want to get out and about. These physical barriers then help to create mental barriers. For example, many older people do not leave their homes because of a fear of falling. Elsewhere, research has found that many older people do not venture out of their homes because of a fear of crime.

This seminar will explore:

  • how the local environment can be adapted to better meet the needs of older people.
  • the different physical and emotional barriers affecting older people’s ability to leave their house and engage with the community, with a focus on three key areas- transport, the local environment and fear of crime.
  • the current transport options available to older people in the UK, and then discuss how to ensure private and public transport facilitates the connection between the home and community.
  • strategies to reduce fear of crime while maintaining older people's natural defences against crime, and the usefulness of planning measures such as Crime Prevention through Environmental Design (CPTED).

More information on the second seminar in the series can be found here: Community Matters: are our communities ready for ageing. At home

More infromation on the third seminar in the series can be found here: Community Matters: are our communities ready for ageing: Ensuring communities offer what older people want

The presentation slides from this seminar can be veiwed below:

Economics of Age,Future of Age,Pensions

Thursday 30th January 2014, 08:30 (for a 09:00 start) – 11:00 in Committee Room G, House of Lords, Westminster, London.

The Financial Services Consumer Panel, (FSCP) recently published a report which argued that the annuity market does not work well for the majority of consumers. The Panel felt that the “complex market” was “failing to deliver good outcomes for many consumers”.

The value of annuities is increasingly being questioned by journalists and opinion formers. Rates are improving but have been relatively low and too few individuals exercise choice or have access to the advice they need. Those in favour of other alternative income options, such as income drawdown, have signalled that it is the end of annuities. Yet, annuities offer significant benefits over other forms of pension income. A guaranteed income for life is considered a better option by some customers.
The debate, sponsored by Legal & General, a leading annuity provider, in conjunction with the International Longevity Centre - UK (ILC-UK) was held in the House of Lords, on Thursday 30 January 2014.

During the event we explored what the industry, government and the regulator needs to do to respond to the FSCP challenges and whether annuities are still fit for purpose. Or does the industry need to innovate in product design and access to flexible solutions that meet future customers’ expectations?

The event, chaired by Baroness Sally Greengross, firstly presented the views of a panel of six leading representatives from across the industry who have an interest in the at retirement market outlining whether they believe that annuities are still fit for purposes and if not, what other options they believe should be considered.

The panel included Sue Lewis, Chair of the Financial Services Consumer Panel; Dan Hyde, Personal Finance Editor of the Daily Telegraph; Tom McPhail, Head of Research at Hargreaves Lansdown and Chair of Pension Income Choice Association (PICA); Ros Altmann, Economist and former Downing Street adviser; Jane Vass, Head of Public Policy at Age UK and Tim Gosden, Head of Strategy for Legal & General’s individual annuity business.

Following the panel presentation the debate was then opened to the invited audience which included parliamentarians and senior representatives from across the industry. Senior representatives of charities, think tanks, government departments, regulators and selected media contacts who regularly write on this subject, were also been invited.

Agenda from the event

08:30 – 09:00
Registration and light refreshments
09:00 – 09:10
Introduction from Kerrigan Procter, Managing Director of Legal & General’s Retirement business and Baroness Sally Greengross
09:10 – 10:10
Presentations by the panel
10:10 – 10:55
Open discussion and Q&A
10:55 – 11:00
Close from Chair

View the slides from the presentations below:

Economics of Age,Future of Age,Pensions,Work and Retirement

Private Breakfast Debate: Monday 30th September, Manchester (Outside the secure zone), 8:00 (for 8:15) to 9:45

Recent research by ILC-UK for Age UK (Tales of the Tallyman) found that three in ten (28% or 1.1 million), older people in debt were considered to be in “problem debt” and struggling to repay what they owed. Ten per cent of older people with unsecured debt – around 400,000 – were paying over £85 a week to service their debt.

It is widely acknowledged that debt problems seriously impact on people’s quality of life and relationships, but for the first time, this research showed that older people who enter problem debt are over twice as likely to experience marital breakdown as those who do not.

Stepchange, the UK’s leading debt charity, have reported growing concerns about older people in debt, reporting that the over 40s owe four times as much money as those aged under 25.

Following a successful partnership in 2010, ILC-UK and Personal Finance Research Centre PFRC at the University of Bristol have teamed up to work together on consumption and wellbeing in later life.  This work has been funded by the Economic and Social Research Council Secondary Data Analysis Initiative.

At this breakfast debate, PFRC at the University of Bristol will present new evidence on the nature of debt in old age. Stepchange will discuss their experience of debt and the older consumer and ILC-UK will present the findings of Tales of the Tallyman.

Following short presentations of the research, participants will be encouraged to debate policy solutions to tackle the challenges highlighted.

If you are interested in attending this breakfast event, please contact Lyndsey Mitchell on

Care,Future of Age,Quality of Life

16th July 2013, ILC-UK, 11 Tufton Street, Westminster, SW1P 3QB; 16:00 (for a 16:30 start) - 18:30

Older people with high support requirements want more control and greater choices as they plan out their future lives. They also want to continue to be of value and to make a contribution. Existing models of formal care are not always able to deliver the outcomes that older people are looking for.

This event draws on the recent JRF-funded study ‘Widening Choices for Older People with High Support Needs’, carried out by the National Development Team for Inclusion (NDTi) and Community Catalysts, which explores the options available for re-crafting support networks for older people in Britain. It will analyse not only the formal options available, for example Shared Lives, Homeshare, Time Banks, but also the important role played by informal care arrangements built on mutual and reciprocal support between older people and their friends and family.

The event will be chaired by Baroness Sally Greengross (Chief Executive, ILC-UK), and we will hear from Sian Lockwood (Chief Executive, Community Catalysts) and Jane Carrier (Associate, NDTi).


This event is now full. To join the waiting list, please click on the link below:

Eventbrite - 'Widening choices for people with high support needs', an ILC-UK, JRF, NDTi and Community Catalysts joint event

Agenda for the event

16:00 – 16:30

16:30 – 16:35

16:35 – 17:00
Focus of the study - What services and arrangements exist that are based on positive relationships and older people’s contribution?
Presentation and discussion

17:00 – 17:25
Approach, key findings and solutions
Presentation and discussion

17:25 – 17:50
Widening options for older people with high support needs – moving to implementation and change
Using the learning from this study, what needs to happen to implement the findings, both at a local and national level?
Presentation and discussion

17:50 – 18:00
Summary and closing comments

18:00 – 18:30
Wine reception

Economics of Age,Future of Age,Quality of Life

20th February 2013, Royal College of Physicians of Edinburgh, 9 Queen Street, Edinburgh, EH2 1JQ. 16:00 (for a 16:25 start) – 19:00

On the 20th February, ILC-UK hosted a joint debate with the Actuarial Profession which considered the new ILC-UK report “The cost of our ageing society”.

The report, which was sponsored by Milliman, highlights the projected financial impact of the cost of the world’s ageing population. It argues that governments must do more to reduce the long term cost of ageing to the public purse.

In the report, ILC-UK calls on governments across the world to consider linking eligibility ages of state pension to life expectancy and do more to ensure that the labour market is accessible to older people.

The cost of our ageing society” reveals that:

  • In the UK: the old-age dependency ratio  is expected to rise from 28% to 47% (from around four working-age people for every person aged 65 and over to around two working-age people for every person aged 65 and over) between 2010 and 2060. 
  • In the EU: the old-age dependency ratio is expected to rise from 28% to 58% (from around four working-age people for every person aged 65 and over to under two working-age people for every person aged 65 and over) between 2010 and 2060.  
  • Globally: between 2011 and 2060 the old-age dependency ratio is expected to rise from 16% to 42% (from more than six working-age people for every person aged 65 and over to just over two working-age people for every person aged 65 and over).  

Until recently, the financial impact of demographic change had received only limited macro-economic analysis and a recent report by the IMF argued that “few governments or pension providers adequately recognise longevity risk”.

But over the past three years, we have seen growth in national and international data on the financial cost of future demographic change. The 2009 European Commission sustainability index found that the public finances of the UK, Spain and 10 other European Union countries were at long-term high risk and that “the cost of an ageing population is expected to “dwarf” the impact of the current financial crisis many times over”.

In the Chancellor of the Exchequer’s 2010 Emergency Budget, George Osborne highlighted the scale of the UK challenge ahead, noting that “by 2015-16 we will be spending over £10 billion a year simply to meet the gap between pension contributions and payments to the unfunded pensions they support”.

The Office for Budget Responsibility (OBR) Fiscal Sustainability Report has highlighted the potential impact of current demographic pressures in the UK, stating that “public finances are likely to come under pressure over the longer term, primarily as a result of an ageing population”.

The event considered the findings of “The cost of our ageing society”. It also allowed debate on:

  • Are we adequately considering the long term economic costs of longevity?
  • Or are we overestimating the impact?
  • Are some countries responding better than others to the economic cost of ageing?
  • How can governments across the world best respond to the fiscal challenges of demographic change?
  • How can policymakers best react to the cost of ageing?

Agenda from the event

16:00 – 16:25
Registration with Tea/Coffee

16:25 – 16:30
Welcome by chair

16:30 – 17:15
Presentations on the Cost of Ageing.
Speakers to include: Philip Simpson (Milliman), David Sinclair (ILC-UK), Emma McWilliam (Milliman)

17:15 – 18:00
Panel Discussion/Debate

18:00 – 18:10
“Fiscal sustainability: Demographic change and ageing population – the Scottish Perspective”. Kenneth Gibson MSP. Convenor, Scottish Parliament Finance Committee.

18:10 – 18:25
Questions and discussion

Close by Chair and Reception

To view the presentation slides from the event, see below:

Future of Age,Quality of Life

19th September 2012, 08:15 (for an 08:30 start) - 09:30, ILC-UK, 11 Tufton Street, Westminster, SW1P 3QB

The concept of social exclusion explicitly recognises that material exclusion is both caused by and causes exclusion from other domains essential for wellbeing, and builds on a longstanding tradition within public policy and social science research. However, the terminology ‘social exclusion’ is perhaps most synonymous with the former Labour government, with the coalition government having disbanded the Social Exclusion Unit Taskforce. In its place there exists something of a gulf in terminology to replace the usage of ‘social exclusion’ in policy-terms, although the concept itself continues to play some part in policy making, while the term itself is still widely used within academic research and in EU and UN policy

In comparison to children, young people, and families, social exclusion among older people has received little attention. This is despite the fact that it is perhaps among this group that the notion of social exclusion is most pertinent, with older people at high risk of social isolation and loneliness, as well as exhibiting substantial inequalities in income and housing. In addition, within the extant evidence base, there has been comparatively little longitudinal research into social exclusion patterns among older people.

At this event, ILC-UK presented the results from a report examining social exclusion among older people, 'Is Social Exclusion still important for Older People?', sponsored by Age UK. The work investigated trends in the number of socially excluded people, and examined their outcomes. Other speakers will also contribute to a debate that explores the underlying question of whether social exclusion should remain part of public policy and if ‘social exclusion is still important for older people’.

Agenda from the event:

08:15 – 08:30
Registration with Tea/Coffee/Pastries
08:30 – 08:35
Welcome - David Sinclair, ILC-UK
08:35 - 08:50
Is Social Exclusion still important for Older People? - Dylan Kneale, ILC-UK
08:50 - 09:10
Greg Lewis, Age UK
Justin Russell, Department for Work and Pensions
09:10 - 09:25
09:25 – 09:30
Close - David Sinclair, ILC-UK

Live blog updates from this event are available to view on the ILC-UK blog.

See below for the presentation slides from the event:


Future of Age,Work and Retirement

11 Tufton Street, London, SW1P 3QB, 16:00, 09 December 2010

The seminar allowed for debate on how the meaning of retirement has evolved, and how public policy should respond.

In our report The Future of Retirement, published earlier this year, Dr Craig Berry argued that government plans to raise the State Pension Age would not inevitably lead to an increase in average retirement age.

The Future of Retirement argued that:

  • The meaning of retirement was originally bound up with the receipt of a pension, but most people do not retire at State Pension Age;
  • Good pensions coverage generally increases the likelihood of early retirement, and vice versa. Other things being equal, low-paid/low-skilled workers retire later due to financial compulsion;
  • Over the long-term, defined contribution pension schemes are likely to encourage later retirements, in part due to their inherent incentive structure, but also because they tend to be less generous than defined benefit schemes; and
  • Many older workers seem to favour a gradual transition from work to retirement. Such arrangements could help people to cope with care responsibilities.

Following the publication of the paper, ILC-UK recommended that, if working lives are to be extended, the government needs to give more attention to:

  • Preventative healthcare throughout the life-course;
  • Job quality for older workers;
  • The potential of ‘gradual retirement’, including encouraging employers to offer downshifting options to staff approaching retirement at all levels;
  • Simplifying the pensions system and improving the provision of advice; and
  • The support offered to older people with caring responsibilities.

The report was published ahead of an ILC-UK think piece by Professor John Macnicol, ‘Ageism and Age Discrimination’, which explored the role that ageism plays in determining individuals’ ability to extend their working lives.

This seminar allowed for a debate on the findings from both pieces of work. Craig Berry, a Senior Researcher at ILC-UK at the time, and former policy advisor on pensions at HM Treasury, will present the findings of The Future of Retirement and discuss the current policy context. Professor John Macnicol, a Visiting Professor at LSE and author of ‘The Politics of Retirement in Britain’ and ‘Age Discrimination: An Historical and Contemporary Analysis’ will discuss retirement in historical perspective.

Future of Age

The Actuarial Profession, Staple Inn Hall, High Holborn, London, WC1V 7QJ, 16:00, 28 April 2010

This debate explored the nature of demographic, economic, social and technological change over the next ten years. We considered the impact of these changes on society and public policy.

Sponsored by BT

Across the world we are living longer and seeing growth in the numbers of older old. Simply taking into account demographic change, we will see more people with a need for long term care and more people with dementia.

We are also seeing structural change in society, with more people living alone, higher divorce rates and increasing levels of childlessness.

Our expectations of health services are changing alongside the development of new drugs and technologies. How we pay for health with these changes is a major challenge.
We live in a fast changing world. 134 years ago the first two way phone call was made. It took until 2000 for half of the world to own a phone, yet by 2007 half of the world owned a mobile phone. And whilst it took 75 years for telephones to reach 50 million users, it only took four years for the internet to reach a similar number. Technology is changing the way we live and our relationship to society.

Meanwhile, climate change and other environmental challenges pose serious threats for society and will impact on all of us.

These changes will have a significant impact on our economy and society as a whole. Questions considered during the debate included:

  • How society is likely to change over the next 5-10 years?
  • What will be the economic impact of these changes?
  • How will the changing world impact on people across the life course?
  • How do we (and society as a whole) need to change to meet the challenges of the next ten years and beyond?
  • How well prepared are we to tackle the challenges ahead?
  • What new opportunities will come over the next ten years and how can we ensure we capitalise on them?
  • Are there simple solutions to some of the challenges or are we likely to need fundamental structural/policy change?

A copy of the slides presented by the speakers can be downloaded below:

A summary of the report can be downloaded here.